DISCLAIMER
WEBSITE CONDITIONS OF USE

Important Legal Notice

BY USING THE INFORMATION PUBLISHED ON WWW.FINSTOY.COM (THE “WEBSITE”) YOU AGREE TO UNCONDITIONALLY ACCEPT THE FOLLOWING TERMS. IF YOU DO NOT ACCEPT THE FOLLOWING TERMS, PLEASE CLOSE ALL PAGES CONNECTED TO THIS WEBSITE.

This website was created by Finstoy SA (“Finstoy “), a limited liability company under Swiss law, federal number CH--660.2.499.010-0member of the Swiss Association of Asset Managers / SAAM www.vsv-asg.ch

Absence of Assurances or Warranties

All information published on this website has been carefully obtained from sources deemed reliable. Nevertheless, neither Finstoy nor its service providers can guarantee the accuracy, entirety, or reliability of all the information contained on this website. The data appearing on this website are made available for information purposes only and are strictly for private use. They may be modified at any time without notice.

The information and opinions expressed on this website are provided without warranty of any kind, expressed or implied.

Absence of Offer or Advice

The information, data, and opinions posted on this website do not and cannot under any circumstances constitute a recommendation, an offer to enter into or terminate a legal transaction of any kind, or advice of any type. In no event may the information on this website be interpreted as an offer or a recommendation to execute or liquidate an investment or to enter into any other transaction. The information on this website is not intended to be used as the basis for investment decisions. Investors are hereby asked to consult with their investment advisor or other professionals before making any decisions. Any investment decision made by a user of this website will be based solely on personally verified information using his or her own sources.

Taxes

Any information or comments concerning taxation in relation to the information on this website or investments must be analysed by each individual; any tax assessment depends mainly on the personal situation of each potential user or investor. Users and investors are solely responsible in this regard.

Investment Performance

This website is in no way intended, either explicitly or implicitly, to make a statement on the future performance of an investment. The value of the capital invested and the amount of resulting income are subject to fluctuations which may lead to loss of principal or of any gains. Past increases in value do not constitute a guarantee of future positive performance. Investments in foreign currencies are also subject to exchange fluctuations and monetary risks.

Exclusion of Liability

Finstoy is excluded from all liability (including cases of negligence or third-party liability) for losses due to direct or indirect damages, of any kind, in relation to the information and use of the website or other hyperlinked websites.

Finstoy assumes no liability for and provides no warranty as to the absence of service interruption or faulty functioning of the website, correction of errors, and absence of viruses or other harmful elements on the website, the server, or hyperlinked websites.

None of the links or sites associated with this website have been verified. Neither Finstoy nor its service providers assume or accept liability of any kind regarding the content of these websites or for the products, services, or other items offered through these sites. Use at your own risk.

Copyright

The entire website and its content is covered by copyright, except for those rights belonging to third parties. No element of the website is intended to grant a license or right of use of its content, images, registered trademark, or logo.

Restrictions Resulting from Divergent National Legislation

This website is not intended for nationals or residents of foreign states where posting of or access to this site is banned. Persons subject to such restrictions are requested not to use this website.

Governing Law

Any legal matters likely to result from the use of this site are subject to Swiss law, barring any mandatory statutory provisions to the contrary. The exclusive site of court of jurisdiction is Lausanne, Switzerland.